What does Balanced Growth for US Index hold?

Holdings (4): SGOV, GLD, QQQ, SPY.

What happens if a risk limit breaks?

If the account falls 25% from its high point, it sells everything and stops trading.

When does this kind of strategy tend to struggle?

When markets crash hard and stay down for a long time; When you need your money soon and can't wait years to recover; When gold and bonds don't rise enough to offset stock losses; When you get scared and sell everything at the worst moment.

4 assets1d

Balanced Growth for US Index

Name: Balanced Growth for US Index
Availability: InStock
Author: Amaltash Advisors LLC

A patient, hands-off portfolio that buys four different assets once and holds them forever.

By Amaltash Advisors LLC

Investment thesis

A buy-and-hold strategy built for steady, long-term growth rather than chasing short-term price swings. It spreads your money across four building blocks: a small cushion in safe, cash-like T-bills, a slice of gold for stability when markets get shaky, and the bulk of the portfolio in two of the most well-known stock market benchmarks, the S&P 500 and QQQ, which tracks many of the biggest tech and growth companies. Once the mix is set, it simply holds these positions through ups and downs instead of jumping in and out of the market. This approach suits investors who want broad market exposure, a bit of a safety net, and a hands-off, patient mindset rather than active trading.

How it works

Splits money between safe bonds, gold, and two popular stock indexes
Holds everything through market ups and downs without selling
Only buys back if something gets knocked out and price recovers
Designed for people who want broad market exposure with minimal fussing

Works best when

When stock markets climb steadily over months or years
When you can ignore daily price swings without panicking
When you want simple, boring investing that doesn't need constant attention
When you believe in long-term growth rather than quick profits

Watch out for

When markets crash hard and stay down for a long time
When you need your money soon and can't wait years to recover
When gold and bonds don't rise enough to offset stock losses
When you get scared and sell everything at the worst moment

Performance

Backtested

Hypothetical backtest results, risk numbers and stress-test outcomes are shown only to signed-in investors, after the advisory fee and alongside the S&P 500. Backtested results are not returns any account earned.

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Track record

Strategy created: Sep 24, 2026
First listed: Sep 29, 2026
Current version: Version 1; since Sep 24, 2026
Live track record: Not yet; no combined account history

Portfolio

4 holdings · target weights for version 1, as of Sep 24, 2026. Actual positions vary with signals.

Unclassified90%Commodity contracts brokers & dealers10%

Holding	Sector	Target weight	Market cap
QQQ Invesco QQQ Trust, Series 1 —	—	40%	—
SPY State Street SPDR S&P 500 ETF Trust —	—	40%	—
SGOV iShares 0-3 Month Treasury Bond ETF —	—	10%	—
GLD SPDR Gold Trust, SPDR Gold Shares Commodity contracts brokers & dealers	Commodity contracts brokers & dealers	10%	—

Risk & rules

The automated rules that limit losses.

Portfolio guardrail

From the account’s high point · closes every position

Max drawdown 25% → Close all & pause

Per-position rules

Same for all 4 holdings · closes one position

Stop loss 20%Take profit 100%Leverage None

Stops trigger on the next available price. A price gap, overnight or in a fast market, can fill well below the 20% level.

Stress tests

Ten difficult markets, chosen in advance. Eight replay real trading days; two are modelled stand-ins.

Market	Method	Result
The Bull Run of 2016–17	Modelled	Sign in to view
The 2020 Rebound	Replay	Sign in to view
The 2022 Slump	Replay	Sign in to view
The COVID Crash	Replay	Sign in to view
The Christmas 2018 Scare	Replay	Sign in to view
The Year That Went Nowhere	Modelled	Sign in to view
The Wild Swings of Late 2022	Replay	Sign in to view
The Quiet Year	Replay	Sign in to view
The Magnificent Seven Year	Replay	Sign in to view
When Tech Handed Over to Oil	Replay	Sign in to view

Fees

Licensing fee

None

Advisory fee

Up to 1.00% a year

On deployed capital, billed on your balance

Advisory fee on $10,000 at the maximum rate

1 year

$100

3 years

$300

5 years

$500

Assumes the balance stays at $10,000. Spreads and regulatory fees may also apply.

Documents

Form ADV Part 2ASEC ↗Form CRSPDF ↓Strategy prospectusSign in

What does Balanced Growth for US Index hold?: Holdings (4): SGOV, GLD, QQQ, SPY.
How often does it check its rules?: Once a day, on daily prices.
What happens if a risk limit breaks?: If the account falls 25% from its high point, it sells everything and stops trading.
When does this kind of strategy tend to struggle?: When markets crash hard and stay down for a long time; When you need your money soon and can't wait years to recover; When gold and bonds don't rise enough to offset stock losses; When you get scared and sell everything at the worst moment.

Important information

Risk Disclosure: Trading in financial instruments involves substantial risk, including the possible loss of your entire investment, and may not be suitable for all investors. Prices can be affected by external factors such as financial, regulatory, or political events. Trading on margin or with leverage increases potential losses. Past performance is not indicative of future results.

Not Financial Advice: The information provided on this platform is for informational purposes only and does not constitute investment, financial, or trading advice. We do not recommend any particular trading strategy or instrument. Please conduct your own research and consult with a qualified financial advisor before making investment decisions.

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